IF there is one issue that divides the self-employed from all other employees, it is their preoccupation with the subject of health insurance.
I was reminded of this on Feb. 14, when I wrote a post on the Shifting Careers blog asking small-business owners and would-be entrepreneurs what they were doing about health insurance. Within hours, scores of people posted comments about their own experiences and, if they had managed to find good resources, shared those. I have been reading e-mail messages and trying to make sense of the subject ever since. In short, it is not pretty out there.
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Health insurance for the self-employed is one of my hot buttons. Here's a fine article about it, with links to help you in your search for health insurance.
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I have coverage through my wife's job (I own a small business), but there are significant gaps in the plan as we discovered after receiving an ablation through an out of network provider that I was referred to by my in network cardiologist (Except for no interest, we have what will eventually become two mortgage payments).
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